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SWIFT Messages

Category n – Common Group Messages
MT
MT Name
Purpose
n90
Advice of Charges, Interest and Other Adjustments
Advises an account owner of charges, interest or other adjustments to its account
n91
Request for Payment of Charges, Interest and Other Expenses
Requests payment of charges, interest or other expenses
n92
Request for Cancellation
Requests the Receiver to consider cancellation of the message identified in the request
n95
Queries
Requests information relating to a previous message or amendment to a previous message
n96
Answers
Responds to an MT n95 Queries or MT n92 Request for Cancellation or other messages where no specific message type has been provided for the response
n98
Proprietary Message
Contains formats defined and agreed to between users and for those messages not yet live
n99
Free Format Message
Contains information for which no other message type has been defined
Category 1 – Customer Payments & Cheques
MT
MT Name
Purpose
101
Request for Transfer
Requests to debit a customer’s account held at another institution
102 / 102+
Multiple Customer Credit Transfer
Conveys multiple payment instructions between financial institutions
103 / 103+ / 103 REMIT
Single Customer Credit Transfer
Instructs a funds transfer
104
Direct Debit and Request for Debit Transfer Message
Conveys direct debit instructions and requests for direct debits between financial institutions
105
EDIFACT Envelope
An envelope which conveys a 2k EDIFACT message
106
EDIFACT Envelope
An envelope which conveys a 10k EDIFACT message
107
General Direct Message
To order the debit of a debtor’s account and to collect payment from this account
110
Advice of Cheque(s)
Advises or confirms the issuance of a cheque to the
111
Request for Stop Payment of a Cheque
Requests the drawee bank to stop payment of a cheque
112
Status of a Request for Stop Payment of a Cheque
Indicates action(s) taken in attempting to stop payment of a cheque
121
Multiple Interbank Funds Transfer
Contains an EDIFACT FINPAY message
Category 2 – Financial Institution Transfers
MT
MT Name
Purpose
200
Financial Institution Transfer for its Own Account
Requests the movement of the Sender’s funds to its account at another financial institution
201
Multiple Financial Institution Transfer for its Own Account
Multiple of the MT 200
202
General Financial Institution Transfer
Requests the movement of funds between financial institutions
203
Multiple General Financial Institution Transfer
Multiple of the MT 202
204
Financial Markets Direct Debit Message
Claims funds from SWIFT member banks
205
Financial Institution Transfer Execution
Further transmits a transfer request domestically
206
Cheque Truncation Message
Conveys information on one or more truncated cheques in order to debit or obtain credit under usual reserve
207
Request for Financial Institution Transfer
Requests to debit an ordering financial institution’s account held at the receiving financial institution or the account servicing financial institution
210
Notice to Receive
Notifies the Receiver that it will receive funds for the Sender’s account
256
Advice of Non-Payment of Cheques
Informs the Sender of one or more previously sent MT 206s of non-payment of one or more truncated cheques. It may also be used to specify dishonoured items that result in reversing a previous payment settlement
Category 3 – Treasury Markets – Foreign Exchange, Money Markets & Derivatives
MT
MT Name
Purpose
300
Foreign Exchange Confirmation
Confirms information agreed to in the buying/selling of two currencies
303
Forex/Currency Option Allocation Instruction
Instructs the allocation of a block trade (forex or currency option)
304
Advice/Instruction of a Third Party Deal
Advises of or instructs settlement of a third party foreign exchange deal
305
Foreign Currency Option Confirmation
Confirms information agreed to in the buying and selling of vanilla options on currencies
306
Foreign Currency Option Confirmation
Confirms information agreed to in the buying and selling of exotic options on currencies
307
Advice/Instruction of a Third Party FX Deal
Advises of or instructs settlement of a third party foreign exchange deal
308
Instruction for a Gross/Net Settlement of Third Party FX Deals
Informs which deals done on behalf of a third party area to be settled gross and which ones netted
320
Fixed Loan/Deposit Confirmation
Confirms the terms of a contract relative to a fixed loan/deposit transaction
321
Instruction to Settle a Third Party Loan/Deposit
Advises the trade details and instructs the settlement of a fixed term loan/deposit done with a third party financial institution
330
Call/Notice
Loan/Deposit Confirmation
Confirms the terms of a contract relative to a call/notice loan/deposit transaction
340
Forward Rate Agreement Confirmation
Confirms the details of a forward rate agreement
341
Forward Rate Agreement Settlement Confirmation
Confirms the settlement details of a forward rate agreement
350
Advice of Loan/Deposit Interest Payment
Advises of a loan/deposit interest payment
360
Single Currency Interest Rate Derivative Confirmation
Confirms the details of a single currency interest rate derivative swap, cap, collar or floor
361
Cross Currency Interest Rate Swap Confirmation
Confirms the details of a cross currency interest rate swap transaction
362
Interest Rate Reset/Advice of Payment
Confirms or advises the reset rates of the floating interest rate(s) in a single or cross-currency interest rate derivative transaction and/or the payment of interest at the end of an interest period
364
Single Currency Interest Rate Derivative Termination/Recouponing Confirmation
Confirms the details of the partial or full termination or recouponing of a single currency interest rate swap, cap, collar or floor
365
Cross Currency Interest Rate Swap Termination/Recouponing Confirmation
Confirms the details of the partial or full termination or recouponing of a cross, currency interest rate swap
380
Foreign Exchange Order
Orders to purchase or sell a specific amount of a certain currency
381
Foreign Exchange Order Confirmation
Confirms the execution of a FX Order Previously sent
Category 4 – Collection & Cash Letters
MT
MT Name
Purpose
400
Advice of Payment
Advises of a payment under a collection or part thereof. It also handles the settlement of proceeds
405
Clean Collection
Conveys instructions to obtain payment or acceptance against specified conditions. The message is used for clean collections only and supports financial documents such as accepted and non-accepted bills of exchange and promissory notes
410
Acknowledgement
Acknowledges receipt of a collection. It also specifies if the collecting bank does not intend to act in accordance with the collection instruction
412
Advice of Acceptance
Informs the remitting bank of the acceptance of one or more drafts under one collection instruction
416
Advice of Non-Payment/Non-Acceptance
Advises of the non-payment or non-acceptance under a previously received collection
 
420
Tracer
Enquires about documents dent for collection
422
Advice of Fate and Request for Instructions
Advises the remitting bank of the fate of one or more collection documents; usually accompanied by one or more questions or requests
430
Amendment of Instructions
Amends collection instructions
450
Cash Letter Credit Advice
Confirms that the face amount of cash letter(s) received has been credited under usual reserve (subject to final payment)
455
Cash Letter Credit Adjustment Advice
Advises the account owner of adjustments made to its account (related to a previous credit for a cash letter)
456
Advice of Dishonour
Advises the account owner that financial document(s) included in the cash letter have been dishonoured for reasons specified in the advice
Category 5 – Securities Markets
MT
MT Name
Purpose
500
Instruction to Register
Instructs the registration, deregistration or re-registration of a financial instrument at the registration provider
501
Confirmation of Registration or Modification
Confirms the registration, deregistration or re-registration of a beneficial owner or shareholder with the registration provider
502
Order to Buy or Sell
Instructs the purchase or sale of a given quantity of a specified financial instrument under specified conditions
503
Collateral Claim
Requests new or additional collateral, or the return or recall of collateral
504
Collateral Proposal
Proposes new or additional collateral
505
Collateral Substitution
Proposes or requests the substitution of collateral held
506
Collateral and Exposure Statement
Provides the details of the valuation of both the collateral and the exposure
507
Collateral Status and Processing Advice
Advises the status of a collateral claim, a collateral proposal, or a proposal/request for collateral substitution
508
Intra-Position Advice
Reports on the movement of securities within the holding
509
Trade Status Message
Provides information on the status of a previously executed trade
510
Registration Status and Processing Advice
Advises the status of a registration instruction or modification
513
Client Advice of Execution
Provides brief and early information about a securities deal, e.g., a block trade that is to be allocated before final confirmation
514
Trade Allocation Instruction
Instructs the allocation of a block trade
515
Client Confirmation of Purchase or Sale
Provides a detailed accounting of financial instruments purchased or sold by the Sender on behalf or the Receiver or its client. It may also convey the payment details of the purchase or sale. It may also be sent by, or via an ETC service provider
516
Securities Loan Confirmation
Confirms the details of a securities loan, including collateral arrangements. It may also confirm the details of a partial recall or return of securities previously out on loan
517
Trade Confirmation Affirmation
Positively affirms the details of a previously received confirmation/contract note
518
Market-Side Securities Trade Confirmation
Confirms the details of a trade and where necessary, its settlement to a trading counterparty
519
Modification of Client Details
Instructs the modification of client details at the registration provider
524
Intra-Position Instruction
Instructs the movement of securities within the holding
526
General Securities Lending/Borrowing Message
Requests the borrowing of securities or notifies the return or recall of securities previously out on loan. It may also be used to list securities available for lending
527
Triparty Collateral Instruction
Performs a specific action on a collateral management transaction
528
ETC Client-Side Settlement Instruction
Sent by an ETC service provider, it communicates early settlement information to a custodian or clearing agent about a client-side trade
529
ETC Market-Side Settlement Instruction
Sent by ETC service provider, it communicates early settlement information to a custodian or clearing agent about a market-side trade
530
Transaction Processing Command
Requests the modification of a processing indicator or other non-matching information.
535
Statement of Holdings
Reports at a specified time, the quantity and identification of securities and other holdings which the account servicer holds for the account owner
536
Statement of Transactions
Provides details of increases and decreases of holdings which occurred during a specified period
537
Statement of Pending Transaction
Provides details of pending increases and decreases of holdings at a specified time
538
Statement of Intra-Position Advices
Provides details of increases and decreases in securities within the holding during a specified period
540
Receive Free
Instructs a receipt of financial instruments free of payment. It may also be used to request a cancellation or pre-advise an instruction
541
Receive Against Payment
Instructs a receipt of financial instruments against payment. It may also be used to request a cancellation or pre-advise an instruction
542
Deliver Free
Instructs a delivery of financial instruments free of payment. It may also be used to request a cancellation or pre-advise an instruction
543
Deliver Against Payment
Instructs a delivery of financial instruments against payment. It may also be used to request a cancellation or pre-advise an instruction
544
Receive Free Confirmation
Confirms a receipt of financial instruments free of payment. It may also be used to cancel or reverse a confirmation
545
Receive Against Payment Confirmation
Confirms a receipt of financial instruments against payment. It may also be used to cancel or reverse a confirmation
546
Deliver Free Confirmation
Confirms a delivery of financial instruments free of payment. It may also be used to cancel or reverse a confirmation
547
Deliver Against Payment Confirmation
Confirms a delivery of financial instruments against payment. It may also be used to cancel or reverse a confirmation
548
Settlement Status and Processing Advice
Advises the status of a settlement instruction or replies to a cancellation request
549
Request for Settlement/Status Advice
Requests a statement or a status message
558
Triparty Collateral Status and Processing Advice
Provides validation results and status advice re collateral instructions and proposed collateral movements
559
Paying Agent’s Claim
Claims reimbursement of income or redemption proceeds, or a combination of both
564
Corporate Action Notification
Provides an account owner with details of a corporate action event and the choices available to the account owner. It also provides the account owner with details on the impact a corporate action event will have on a safekeeping or cash account, eg, entitlement calculation
565
Corporate Action Instruction
Instructs the custodian on the investment decision made by an account owner relative to a corporate action event
566
Corporate Action Confirmation
Confirms to the account owner that securities and/or cash have been credited/debited to an account as a result of a corporate action event
567
Corporate Action Status and Processing Advice
Indicates the status, or a change in status, of a corporate action-related transaction previously instructed by, or executed on behalf of, the account owner
568
Corporate Action Narrative
Provides complex instructions or narrative details relating to a corporate action event
569
Triparty Collateral and Exposure Statement
Provides the details of the valuation of both the collateral and the exposure
574
IRS 1441 NRA-IRS Beneficial Owners’ List
Provides owner or pooled income information for a period of time arranged between the intermediary and the withholding agent
574
IRS 1441 NRA-Form W8-BEN
Certifies the foreign status of a beneficial owner for United States tax withholding
575
Report of Combined Activity
Reports on all securities and cash activity for a given combination of safekeeping and cash accounts
576
Statement of Open Orders
Provides details of orders to buy or to sell financial instruments, as at a specified date, which have been accepted by the Sender, but which have not yet been executed
577
Statement of Numbers
Provides certificates numbers of securities
578
Settlement Allegement
Advises the account owner that a counterparty has alleged a settlement instruction on the account owner’s account
579
Certificate Numbers
Replaces or supplements the ‘certificate numbers’ field in a primary message, eg, MT 577
581
Collateral Adjustment Message
Claims or notifies a change in the amount of collateral held against securities out on loan or for other reasons
582
Reimbursements Claim or Advice
Claims reimbursement of funds paid on behalf of the Receiver or of securities received which are due to the Sender. It may also advise that funds and/or securities have or will be remitted by the Sender in favour of the Receiver
584
Statement of ETC Pending Trades
Provides statuses and details of executed trades which are not yet matched nor affirmed
586
Statement of Settlement Allegements
Provides details of pending settlement allegements
587
Depositary Receipt Instruction
Instructs the issuance or release of a depositary receipt from/to ordinary shares, or the conversion from one type of depositary receipt to another
588
Depositary Receipt Confirmation
Confirms the issuance or release of a depositary receipt from/to ordinary shares, or the conversion from one type of depositary receipt to another
589
Depositary Receipt Status and Processing Advice
Advises the status, or change in status, of a depositary receipt
Category 6 – Treasury Markets – Precious Metals
MT
MT Name
Purpose
600
Precious Metal Trade Confirmation
Confirms the details of a precious metal trade and its settlement
601
Precious Metal Option Confirmation
Confirms the details of a precious metal option contract
604
Precious Metal Transfer/Delivery Order
Instructs the Receiver to transfer by book-entry, or physically deliver, a specified type and quantity of precious metal to a specified party
605
Precious Metal Notice to Receive
Notifies the Receiver of an impending book-entry transfer or physical delivery of a specified type and quantity of precious metal
606
Precious Metal Debit Advice
Advises the Receiver of a debit entry to a specified metal account
607
Precious Metal Credit Advice
Advises the Receiver of a credit entry to a specified metal account
608
Statement of a Metal Account
Provides the details of all bookings to a metal account
609
Statement of Metal Contracts
Identifies all outstanding metal contracts, as at a specified date for which confirmations have been exchanged
Category 6 – Treasury Markets – Syndications
MT
MT Name
Purpose
643
Notice of Drawdown/Renewal
Provides notice of the Borrower(s) request for drawdown(s)/renewal(s) on a given date
644
Advice of Rate and Amount Fixing
Specifies the interest rate and, if applicable, the exchange rate, for the next interest period
645
Notice of Fee Due
Specifies flat and variable fees, related to one Facility, due to the Receiver
646
Payment of Principal and/or of Interest
Advises of payments and/or prepayments of principal and/or of interest with the same value date, but not related to any subsequent drawing or renewal
649
General Syndicated Facility Message
Provides for communications related to syndicated facilities for which no specific message has been defined
 Category 7 – Documentary Credits & Guarantees
MT
MT Name
Purpose
700
Issue of a Documentary Credit
Indicates the terms and conditions of a documentary credit
701
Issue of a Documentary Credit
Continuation of an MT 700 for fields 45a, 46a and 47a
705
Pre-Advice of a Documentary Credit
Provides brief advice of a documentary credit for which full details will follow
707
Amendment to a Documentary Credit
Informs the Receiver of amendments to the terms and conditions of a documentary credit
710
Advice of a Third Bank’s Documentary Credit
Advises the Receiver of the terms and conditions of a documentary credit
711
Advice of a Third Bank’s Documentary Credit
Continuation of an MT 710 for files 45a, 46a and 47a
720
Transfer of a Documentary Credit
Advises the transfer of a documentary credit, or part thereof, to the bank advising the second beneficiary
721
Transfer of a Documentary Credit
Continuation of a MT 720 for files 45a, 46a and 47a
730
Acknowledgement
Acknowledges the receipt of a documentary credit message and may indicate that the message has been forwarded according to instructions. It may also be used to account for bank charges or to advise of acceptance or rejection of an amendment of a documentary credit
732
Advice of Discharge
Advises that documents received with discrepancies have been taken up
734
Advice of Refusal
Advises the refusal of documents that are not in accordance with the terms and conditions of a documentary credit
740
Authorisation to Reimburse
Requests the Receiver to honour claims for reimbursement of payment(s) or negotiation(s) under a documentary credit
742
Re-imbursement Claim
Provides a reimbursement claim to the bank authorised to reimburse the Sender or its branch for its payments/negotiations
747
Amendment to an Authorisation to Reimburse
Informs the reimbursing bank of amendments to the terms and conditions of a documentary credit, relative to the authorisation to reimburse
750
Advice of Discrepancy
Advises of discrepancies and requests authorisation to honour documents presented that are not in accordance with the terms and conditions of the documentary credit
752
Authorisation to Pay, Accept or Negotiate
Advises a bank which has requested authorisation to pay, accept, negotiate or incur a deferred payment undertaking that the presentation of the documents may be honoured, notwithstanding the discrepancies, provided they are otherwise in order
754
Advice of Payment/Acceptance/Negotiations
Advises that documents have been presented in accordance with the terms of a documentary credit and are being forwarded as instructed. This message type also handles the payment/negotiation 
756
Advice of Re-imbursement or Payment
Advises of the reimbursement or payment for a drawing under a documentary credit in which no specific reimbursement instructions or payment provisions were given
760
Guarantee/Standby LC
Issues or requests the issue of a guarantee or Standby LC
767
Guarantee/ Standby LC Amendment
Amends a guarantee or Standby LC which has been previously issued or requests the amendment of a guarantee which the Sender has previously requested to be issued
768
Acknowledgement of a Guarantee/ Standby LC Message
Acknowledges the receipt of a guarantee/ Standby LC message and may indicate that action has been taken according to instructions
769
Advice of Reduction or Release
Advises that a bank has been released of its liability for a specified amount under its guarantee
Category 8 – Travellers Cheques
MT
MT Name
Purpose
800
T/C Sales and Settlement Advice [Single]
Provides the sale and settlement details for the sale of travellers cheques by a single selling agent
801
T/C Multiple Sales Advice
Provides the details (excluding the settlement details) of the sales of travellers cheques in cases where the data is lengthy or includes data from several selling agents
802
T/C Settlement Advice
Provides the settlement details of multiple sales of travellers cheques
810
T/C Refund Request
Requests the issuer to honour a claim for a refund for lost or stolen travellers cheques. It may also request authorisation to refund
812
T/C Refund Authorisation
Authorises, denies or defers a full or partial refund for cheques which have been lost or stolen
813
T/C Refund Confirmation
Confirms and accounts for an authorised refund to a claimant. It may also indicate the amount to be reimbursed to the refund agent
820
Request for T/C Stock
Requests replenishment of the selling agent’s travellers cheque stock
821
T/C Inventory Addition
Provides general information regarding a shipment of travellers cheques
822
Trust Receipt Acknowledgement
Acknowledges the receipt of a shipment of travellers cheques from the issuer
823
T/C Inventory Transfer
Advises the issuer of a transfer of specified travellers cheque stock from one selling agent to another
824
T/C Inventory Destruction/Cancellation Notice
Notifies the issuer of the destruction/cancellation of travellers cheque inventory held by the selling agent. It may also request a selling agent to destroy/cancel travellers cheque inventory
Category 9 – Cash Management & Customer Status
MT
MT Name
Purpose
900
Confirmation of Debit
Advises an account owner of a debit to its account
910
Confirmation of Credit
Advises an account owner of a credit to its account
920
Request Message
Requests the account servicing institution to send an MT 940, 941, 942 or 950
935
Rate Change Advice
Advises the Receiver of general rate change(s) and/or rate change(s) which applies to a specific account other than a call/notice loan/deposit account
940
Customer Statement Message
Provides balance and transaction details of an account to a financial institution on behalf of the account owner
941
Balance Report
Provides balance information of an account to a financial institution on behalf of the account owner
942
Interim Transaction Report
Provides balance and transaction details of an account, for a specified period of time, to a financial institution on behalf of the account owner
950
Statement Message
Provides balance and transaction details of an account to the account owner
960
Request for Service Initiation Message
Initiates a Bilateral Key Exchange (BKE) process
961
Initiation Response Message
Acknowledges receipt of an MT 960
962
Key Service Message
Contains a bilateral authenticator key for another financial institution
963
Key Acknowledgement Message
Acknowledges receipt of the bilateral key sent in a previous MT 962
964
Error Message
Responds to an MT 960, 961, 963, 966 or 967 if an error has been detected to report that error
965
Error in Key Service Message
Responds to an MT 962 if an error has been detected and reports that error
966
Discontinue Service Message
Discontinues one or several bilateral authenticator keys already in existence between the Sender and Receiver
967
Discontinuation Acknowledgement Message
Acknowledges receipt of a previous MT 966 and confirms discontinuation of the authenticator key(s) specified in the MT 966
970
Netting Statement
Provides balance and transaction details of a netting position as recorded by a netting system
971
Netting Balance Report
Provides balance information for specified netting position(s)
972
Netting Interim Statement
Advises interim balance and transaction details of a netting position as recorded by a netting system
973
Netting Request Message
Requests an MT 971 or 972 containing the latest available information
985
Status Enquiry
Requests an MT 986
986
Status Report
Provides business related information about a customer or institution